DIVER Analytics

FNBB’s Capital Markets Division offers DIVER Analytics, by Lumesis, an independent third-party solution for compliance with the Dodd Frank Wall Street Reform Act, Section 939, and OCC 12 CFR Parts 1 and 160. Under the Dodd-Frank Wall Street Reform Act, Section 939A, banks are required to analyze risks associated with the securities they currently possess and may purchase going forward. Banks must also meet due diligence requirements and conduct periodic and ongoing reviews of the quality and creditworthiness of the municipal bond investments held in their portfolio.

DIVER Analytics is a suite of powerful analytical and visualization tools serving Credit Analysts, Portfolio Managers and Risk Managers. Built on cloud-based technology, DIVER Analytics is a cost efficient analytics tool for municipal bond evaluation providing a thorough research and robust screening platform for municipal bond management. A continuous disclosure management service is available through DIVER, which provides email notification of any regulatory or financial filings by the user (EMMA Alerts).

Features and Benefits

• Accesses, screens and consolidates data from multiple sources
• Compares data sets for six significant drivers to establish thresholds
• Generates timely financial data on all CUSIPS in a clear and concise format
• Highlights areas or issues of concern and supplies supplementary information for further review and analysis