Asset Liability Management

Community financial institutions can tap into the power of the FIS Balance Sheet Manager platform for comprehensive, multi-dimensional analysis of the balance sheet, incorporating interest rate risk, income simulation, and market valuation using deterministic modeling.

Features and Benefits

• A flexible, scalable component-based architecture and object-oriented modeling environment.
• Extensive modeling capabilities and flexibility in defining business assumptions.
• Integration with Microsoft® Excel for flexible and powerful reporting.
• Measures risk from both accounting and economic perspectives to determine possible effects on net interest income, net income, and economic value of equity in a variety of interest rate environments.
• Projects cash flows, earnings, re-investments, and present values based on user-provided assumptions.
• Produces “what if” scenarios including deposit run-off in a liquidity stress test, new deposit products, new branches, and sensitivity testing of behavioral assumptions.
• Stores historical data to allow for various trend analyses.
• Provides reasonable new business assumptions.