Our Services / Deposit Operations Electronic Products Related Services Links Related Services Client Services Operations Services International Payment Services Electronic Products Instant Pay ISO20022 FedWire Conversion Jump to Section NetLink Exchange is FNBB’s image cashletter clearing and settlement service that allows community banks to realize clearing efficiencies while reducing operational costs. As an aggregator, FNBB can negotiate direct send and exchange relationships with local, regional, and national partners to yield clearing cost savings. WIN items, which are checks community banks have drawn on each other, are exchanged at no cost within the network. Our exchange network is processor independent and fully integrates with your core processing provider for a smooth relay of information. Coordination of on-boarding process with bank, processor and Federal Reserve are handled by our implementation team. ECCHO rules and NetLink Exchange/WIN business process rules are defined for exchange settlement and adjustments. NetLink Exchange and the Check Adjustment portal are accessible through a secure network site. NetLink Exchange 100% availability Automated settlement Easy, efficient reconcilement process Processor independent Check Adjustment Manage WIN and FED check adjustments Derive and return adjustments online Additional warranties through ECCHO Features and Benefits Proprietary system owned and operated by FNBB Inc. Streamlined communications Efficient online file acknowledgement Duplication detection and image quality analysis Transaction management Detailed reporting Assigned implementation specialist Coordinated onboarding National Check Professionals (NCP) and AAP certified staff After-hours support Training and continuing education opportunities Let's Connect We want to help your community bank grow. Our local expertise and support, combined with the highest quality service and experienced specialists, translates into winning solutions for our customer banks and their customers. Get Started →