Our Services / Credit and Lending Services Credit and Lending Services Related Services Links Related Services Credit and Lending Services Interest Rate Hedging/Swaps Jump to Section Our experienced lending team delivers prompt, personalized service to create customized solutions that fit the needs of community financial institutions and their customers. As a trusted ally that is always your partner and never your competitor, FNBB can extend your capabilities to help you offer customers more competitive rates on more products and services. Our loan participation services help community financial institutions with lending limit constraints, liquidity needs and portfolio concentration while maintaining the customer relationship. We offer credit solutions to assist banks with funding stock repurchases, bank acquisitions, De Novo organizational lines of credit, loans to executive officers and directors, federal funds line of credit for overnight liquidity needs, and more. Credit and Lending Services Include: Bank holding company financing Bank stock financing Loans to executive officers and directors Fed Fund line of credit ESOP and KSOP loans Loan participations bought and sold Letters of credit Subordinated Debt Features and Benefits Customized lending terms Expanded lending capabilities Flexible pricing options No Regulation O concerns Prompt turnaround Trusted ally Let's Connect We want to help your community bank grow. Our local expertise and support, combined with the highest quality service and experienced specialists, translates into winning solutions for our customer banks and their customers. Get Started →