Our Services Credit and Lending Services More Services Links More Services Insurance Services Audit Services Investment Services Deposit Operations FNBB Capital Markets, LLC Compliance Services Credit and Lending Services Bank Formation Services Loan Review Services Strategic Partners Jump to Section FNBB is a valuable partner community financial institutions can rely on for assistance with credit and lending services to help manage loan portfolio concentrations, serve customer borrowing needs, compete with larger financial institutions, and maintain customer relationships. We are a trusted ally that will never compete with the community banks we serve. We do not work with the general public. We exclusively support and serve community financial institutions. Our Credit and Lending Services Credit and Lending Services We offer our customers a full range of credit and lending services including bank holding company loans, capital financing, Fed Funds Borrowing, participation loans, Reg O lending, letters of credit, and more. Learn More → Interest Rate Hedging/Swaps Through our partner, BMO, we give community financial institutions access to low-cost solutions for loan-level hedging with no long-term contracts, retainers, or minimums. Learn More → Let's Connect We want to help your community bank grow. Our local expertise and support, combined with the highest quality service and experienced specialists, translates into winning solutions for our customer banks and their customers. Get Started →